*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --ink:#f8fafc;--ink2:#f1f5f9;
  --surf:rgba(255,255,255,.97);
  --gold:#1e3a5f;--gold2:#4a7fb5;--line:rgba(30,58,95,.15);
  --silver:#64748b;--white:#F4F2ED;
  --green:#4a7fb5;--red:#EF4444;
  --ease:cubic-bezier(.4,0,.2,1);--eout:cubic-bezier(0,0,.2,1);
}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:#f8fafc;color:#0f172a;overflow-x:hidden;}
body::after{content:'';position:fixed;inset:0;pointer-events:none;z-index:0;
  background-image:linear-gradient(rgba(30,58,95,.025)1px,transparent 1px),linear-gradient(90deg,rgba(30,58,95,.025)1px,transparent 1px);
  background-size:56px 56px;}

/* ─── TICKER ─── */
.ticker{height:34px;background:rgba(236,253,245,.95);border-bottom:1px solid rgba(30,58,95,.10);overflow:hidden;display:flex;align-items:center;}
.t-track{display:flex;animation:scrollL 50s linear infinite;white-space:nowrap;}
.t-track:hover{animation-play-state:paused}
.ti{display:inline-flex;align-items:center;gap:.45rem;padding:0 1.5rem;font-family:'JetBrains Mono',monospace;font-size:.72rem;border-right:1px solid rgba(15,107,62,.10);}
.ti-n{color:#94a3b8;}
.ti-y{color:var(--gold2);font-weight:500;}
.up{color:#059669}.dn{color:#dc2626}
@keyframes scrollL{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
@keyframes pls{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.3;transform:scale(1.6)}}

/* ─── HEADER ─── */
header{position:fixed;top:0;left:0;right:0;z-index:9000;background:var(--surf);backdrop-filter:blur(28px);border-bottom:1px solid var(--line);transition:box-shadow .3s;}
header.scrolled{box-shadow:0 8px 48px rgba(0,0,0,.7);}
.nav{height:76px;max-width:1420px;margin:0 auto;padding:0 2rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;}
.logo{display:flex;align-items:center;gap:.7rem;cursor:pointer;text-decoration:none;flex-shrink:0;}
.lm{width:48px;height:48px;border-radius:11px;background:linear-gradient(135deg,var(--gold),var(--gold2));display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 1px rgba(30,58,95,.28),0 4px 16px rgba(15,107,62,.22);}
.lm svg{width:26px;height:26px;}
.ln{font-family:'Playfair Display',serif;font-size:1.92rem;font-weight:700;color:#0f172a;display:block;line-height:1;}
.lt{display:none;}

/* ─── MEGA MENU ─── */
.mnav{display:flex;align-items:center;gap:.06rem;}
.mitem{position:relative;}
.mlink{display:flex;align-items:center;gap:.32rem;padding:.52rem 1rem;border-radius:9px;font-size:.97rem;font-weight:500;color:#0f172a;border:none;background:none;cursor:pointer;font-family:'DM Sans',sans-serif;transition:all .17s;white-space:nowrap;}
.mlink:hover,.mitem.hov .mlink,.mlink.act{color:var(--gold);background:rgba(30,58,95,.08);}
.mlink.act{color:var(--gold);}
.caret{font-size:.62rem;opacity:.45;transition:transform .2s;}
.mitem.hov .caret{transform:rotate(180deg);opacity:1;}
.drop{position:absolute;top:calc(100% + 2px);left:50%;transform:translateX(-50%) translateY(-6px) scale(.97);background:rgba(255,255,255,.99);border:1px solid rgba(30,58,95,.15);border-radius:16px;box-shadow:0 16px 60px rgba(30,58,95,.18);display:none;pointer-events:none;transition:opacity .18s,transform .18s;z-index:9999;overflow:hidden;}
.mitem:hover>.drop,.mitem.hov>.drop{display:block;pointer-events:all;transform:translateX(-50%) translateY(0) scale(1);}
.mitem::after{content:'';position:absolute;top:100%;left:-20px;right:-20px;height:20px;background:transparent;}
.drop-sm{width:230px}.drop-md{width:400px}.drop-lg{width:600px}
.drop-body{padding:.65rem;}
.drop-2col{display:grid;grid-template-columns:1fr 1fr;gap:.35rem;}
.di{display:flex;align-items:flex-start;gap:.62rem;padding:.58rem .68rem;border-radius:10px;cursor:pointer;transition:background .14s;}
.di:hover{background:rgba(30,58,95,.07);}
.di-ic{width:30px;height:30px;border-radius:7px;flex-shrink:0;background:rgba(30,58,95,.10);border:1px solid rgba(15,107,62,.20);display:flex;align-items:center;justify-content:center;font-size:.76rem;}
.di-t{font-size:.9rem;font-weight:600;color:#0f172a;margin-bottom:.08rem;}
.di-d{font-size:.78rem;color:#374151;line-height:1.38;}
.di-pill{font-family:'JetBrains Mono',monospace;font-size:.72rem;color:var(--gold2);background:rgba(30,58,95,.10);border:1px solid rgba(15,107,62,.20);border-radius:4px;padding:.06rem .32rem;display:inline-block;margin-top:.14rem;}
.dtag{font-size:.67rem;font-weight:700;padding:.08rem .36rem;border-radius:20px;display:inline-block;margin-top:.14rem;letter-spacing:.04em;text-transform:uppercase;}
.tg{background:rgba(30,58,95,.10);color:#15803d;border:1px solid rgba(34,197,94,.3);}
.ty{background:rgba(30,58,95,.13);color:var(--gold2);border:1px solid rgba(15,107,62,.24);}
.tr{background:rgba(30,58,95,.08);color:#b91c1c;border:1px solid rgba(239,68,68,.25);}
.tb{background:rgba(74,127,181,.10);color:#1e40af;border:1px solid rgba(74,127,181,.3);}
.dlbl{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--silver);padding:.45rem .68rem .18rem;opacity:.65;}
.dsep{height:1px;background:rgba(15,107,62,.11);margin:.35rem .5rem;}
.dfoot{display:flex;align-items:center;justify-content:space-between;background:rgba(30,58,95,.05);border-top:1px solid rgba(30,58,95,.08);padding:.5rem .9rem;}
.dfnote{display:flex;align-items:center;gap:.3rem;font-size:.76rem;color:var(--silver);color:var(--silver);}
.dfnote::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--green);animation:pls 1.6s infinite;display:inline-block;}
.dfcta{font-size:.8rem;font-weight:700;color:var(--gold);cursor:pointer;padding:.22rem .62rem;border:1px solid rgba(15,107,62,.30);border-radius:6px;background:none;font-family:'DM Sans',sans-serif;transition:all .15s;}
.dfcta:hover{background:rgba(30,58,95,.10);}
.nright{display:flex;align-items:center;gap:.48rem;flex-shrink:0;}
.ibtn{width:40px;height:40px;border-radius:9px;background:none;border:1px solid rgba(255,255,255,.09);cursor:pointer;color:var(--silver);display:flex;align-items:center;justify-content:center;font-size:.95rem;transition:all .17s;}
.ibtn:hover{border-color:rgba(30,58,95,.28);color:var(--gold);}
.ctab{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--ink);font-weight:700;padding:.55rem 1.35rem;border-radius:10px;font-size:.95rem;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;box-shadow:0 2px 12px rgba(15,107,62,.30);transition:all .17s;white-space:nowrap;}
.ctab:hover{opacity:.9;transform:translateY(-1px);}

/* ─── PAGES ─── */
.pg{display:none;min-height:100vh;padding-top:96px;position:relative;z-index:1;}
.pg.active{display:block;}
.wrap{max-width:1320px;margin:0 auto;padding:0 2rem;}
.sec{padding:5rem 2rem;}
.sec-alt{background:rgba(30,58,95,.05);}
.sep{height:1px;background:linear-gradient(90deg,transparent,var(--line),transparent);}

/* ─── TYPOGRAPHY ─── */
.eyebrow{display:inline-block;color:#93c5fd;font-size:.82rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.6rem;}
.slabel{display:inline-block;color:var(--gold);font-size:.82rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.55rem;}
.stitle{font-family:'Playfair Display',serif;font-size:clamp(2.18rem,2.8vw,3.07rem);font-weight:700;line-height:1.2;margin-bottom:.75rem;}
.stitle em{color:var(--gold);font-style:normal;}
.sdesc{font-size:1rem;color:#374151;line-height:1.76;}
.mono{font-family:'JetBrains Mono',monospace;}

/* ─── SUBHERO ─── */
.sh{padding:5.5rem 2rem 4.5rem;position:relative;overflow:hidden;}
.sh::before{content:'';position:absolute;inset:0;pointer-events:none;background-image:linear-gradient(rgba(15,107,62,.03)1px,transparent 1px),linear-gradient(90deg,rgba(15,107,62,.03)1px,transparent 1px);background-size:56px 56px;}
.shi{max-width:1320px;margin:0 auto;position:relative;z-index:1;}
.bc{display:flex;align-items:center;gap:.42rem;font-size:.82rem;color:rgba(255,255,255,.65);margin-bottom:.82rem;}
.bc span{color:rgba(255,255,255,.35);}
.bc a{color:rgba(255,255,255,.65);cursor:pointer;transition:color .14s;}
.bc a:hover{color:var(--gold);}
.sh-h1{font-family:'Playfair Display',serif;font-size:clamp(2.6rem,4vw,4.25rem);font-weight:900;line-height:1.08;margin-bottom:.88rem;max-width:660px;color:#ffffff;}
.sh-h1 em{color:var(--gold);font-style:normal;}
.sh-p{font-size:1.27rem;color:rgba(255,255,255,.82);line-height:1.76;max-width:548px;margin-bottom:1.65rem;}
.sh-btns{display:flex;gap:.72rem;flex-wrap:wrap;align-items:center;}
.btnp{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--ink);font-weight:700;padding:.85rem 1.75rem;border-radius:12px;font-size:1rem;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;box-shadow:0 4px 18px rgba(15,107,62,.30);transition:all .2s;}
.btnp:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(15,107,62,.42);}
.btns{border:1.5px solid rgba(15,107,62,.36);color:var(--gold);padding:.85rem 1.75rem;border-radius:12px;font-size:1rem;font-weight:600;background:none;cursor:pointer;font-family:'DM Sans',sans-serif;transition:all .2s;}
.btns:hover{background:rgba(30,58,95,.07);}

/* ─── STAT STRIP ─── */
.ss{display:grid;gap:0;background:rgba(248,250,252,.95);border:1px solid var(--line);border-radius:16px;overflow:hidden;}
.ss4{grid-template-columns:repeat(4,1fr);}
.ss3{grid-template-columns:repeat(3,1fr);}
.sc{padding:1.48rem 1.2rem;text-align:center;position:relative;}
.sc+.sc::before{content:'';position:absolute;left:0;top:22%;bottom:22%;width:1px;background:var(--line);}
.sn{font-family:'Playfair Display',serif;font-size:2.48rem;font-weight:700;color:var(--gold);display:block;margin-bottom:.18rem;}
.sl{font-size:.8rem;color:#374151;}

/* ─── CARD ─── */
.card{background:rgba(255,255,255,.72);border:1px solid rgba(30,58,95,.10);border-radius:16px;padding:1.7rem;transition:all .25s;position:relative;overflow:hidden;}
.card::after{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--gold),var(--gold2));transform:scaleX(0);transform-origin:left;transition:transform .28s;}
.card:hover{border-color:rgba(30,58,95,.28);transform:translateY(-4px);box-shadow:0 8px 28px rgba(15,107,62,.11);}
.card:hover::after{transform:scaleX(1);}
.ci{font-size:2.18rem;margin-bottom:.82rem;display:block;}
.ct{font-family:'Playfair Display',serif;font-size:1.32rem;font-weight:700;margin-bottom:.36rem;}
.cd{font-size:.9rem;color:#374151;line-height:1.62;}

/* ─── GRIDS ─── */
.g2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.2rem;}
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;}
.g4{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;}
.g2b{display:grid;grid-template-columns:1.15fr 1fr;gap:3.5rem;align-items:start;}

/* ─── FEATURE ROW ─── */
.fr{display:flex;gap:.85rem;align-items:flex-start;padding:1rem 1.18rem;background:rgba(255,255,255,.65);border:1px solid rgba(15,107,62,.10);border-radius:13px;margin-bottom:.58rem;transition:all .17s;}
.fr:hover{border-color:rgba(15,107,62,.26);background:rgba(74,127,181,.04);}
.fi{width:35px;height:35px;border-radius:9px;flex-shrink:0;background:rgba(30,58,95,.10);border:1px solid rgba(15,107,62,.22);display:flex;align-items:center;justify-content:center;font-size:.85rem;}
.ft{font-size:.98rem;font-weight:700;margin-bottom:.18rem;}
.fd{font-size:.88rem;color:#374151;line-height:1.58;}

/* ─── INFO BOX ─── */
.ib{background:rgba(30,58,95,.07);border:1px solid rgba(15,107,62,.20);border-radius:13px;padding:1.18rem 1.38rem;margin-bottom:.9rem;display:flex;gap:.78rem;align-items:flex-start;}
.ibi{font-size:1.3rem;flex-shrink:0;}
.ibt{font-size:.96rem;font-weight:700;color:var(--gold);margin-bottom:.18rem;}
.ibd{font-size:.88rem;color:#374151;line-height:1.62;}

/* ─── QUOTE ─── */
.qbox{background:linear-gradient(135deg,rgba(30,58,95,.07),rgba(56,189,248,.03));border:1px solid rgba(15,107,62,.22);border-radius:15px;padding:1.6rem 2rem;position:relative;margin:1.5rem 0;}
.qbox::before{content:'\201C';position:absolute;top:-.4rem;left:1.3rem;font-family:'Playfair Display',serif;font-size:4.25rem;color:var(--gold);opacity:.32;line-height:1;}
.qt{font-family:'Playfair Display',serif;font-size:1rem;font-style:normal;line-height:1.65;margin-bottom:.7rem;padding-top:.85rem;}
.qby{font-size:.71rem;color:var(--gold);font-weight:600;}

/* ─── BADGE ─── */
.badge{display:inline-flex;align-items:center;border-radius:20px;font-size:.61rem;font-weight:700;padding:.15rem .5rem;letter-spacing:.04em;text-transform:uppercase;}
.bg{background:rgba(30,58,95,.13);color:var(--gold2);border:1px solid rgba(15,107,62,.24);}
.bgr{background:rgba(30,58,95,.10);color:#15803d;border:1px solid rgba(34,197,94,.3);}
.bblu{background:rgba(74,127,181,.10);color:#1e40af;border:1px solid rgba(74,127,181,.3);}
.brd{background:rgba(30,58,95,.08);color:#b91c1c;border:1px solid rgba(239,68,68,.25);}
.bfb{display:inline-flex;align-items:center;gap:.42rem;background:rgba(34,197,94,.1);border:1px solid rgba(34,197,94,.24);border-radius:20px;padding:.27rem .7rem;font-size:.68rem;font-weight:700;color:#4ade80;letter-spacing:.04em;}
.ldot{display:inline-flex;align-items:center;gap:.3rem;font-size:.66rem;font-weight:600;color:var(--green);}
.ldot::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--green);animation:pls 1.6s infinite;display:inline-block;}

/* ─── TIMELINE ─── */
.tl{position:relative;padding-left:2.2rem;}
.tl::before{content:'';position:absolute;left:.55rem;top:.5rem;bottom:.5rem;width:1px;background:linear-gradient(to bottom,var(--gold),rgba(30,58,95,.10));}
.tli{position:relative;margin-bottom:2rem;}
.tli::before{content:'';position:absolute;left:-1.88rem;top:.35rem;width:10px;height:10px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 3px rgba(15,107,62,.22);}
.tl-yr{font-family:'Inter',sans-serif;font-size:.8rem;font-weight:700;color:var(--gold);letter-spacing:.04em;margin-bottom:.22rem;}
.tl-t{font-family:'Playfair Display',serif;font-size:1.27rem;font-weight:700;margin-bottom:.22rem;}
.tl-d{font-size:.88rem;color:#374151;line-height:1.6;}

/* ─── TEAM CARD ─── */
.tc{background:rgba(255,255,255,.75);border:1px solid rgba(30,58,95,.10);border-radius:18px;padding:1.85rem 1.6rem;text-align:center;transition:all .24s;}
.tc:hover{border-color:rgba(15,107,62,.34);transform:translateY(-4px);box-shadow:0 20px 52px rgba(0,0,0,.38);}
.av{width:66px;height:66px;border-radius:50%;margin:0 auto .82rem;background:linear-gradient(135deg,var(--gold),var(--gold2));display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.51rem;font-weight:700;color:var(--ink);border:3px solid rgba(30,58,95,.28);}
.tc-n{font-family:'Playfair Display',serif;font-size:1.36rem;font-weight:700;margin-bottom:.13rem;}
.tc-r{font-size:.82rem;color:var(--gold);font-weight:600;margin-bottom:.7rem;}
.tc-b{font-size:.88rem;color:#374151;line-height:1.6;margin-bottom:.82rem;}
.tag{font-size:.57rem;font-weight:700;padding:.1rem .42rem;border-radius:20px;background:rgba(30,58,95,.11);border:1px solid rgba(15,107,62,.24);color:var(--gold2);letter-spacing:.04em;text-transform:uppercase;display:inline-block;margin:.15rem .1rem;}

/* ─── ESG CARD ─── */
.esgc{background:rgba(255,255,255,.7);border:1px solid rgba(34,197,94,.13);border-radius:16px;padding:1.65rem;transition:all .24s;position:relative;overflow:hidden;}
.esgc::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,#4a7fb5,#4ade80);transform:scaleX(0);transform-origin:left;transition:transform .28s;}
.esgc:hover{border-color:rgba(34,197,94,.3);transform:translateY(-4px);}
.esgc:hover::before{transform:scaleX(1);}

/* ─── PRICE CARDS ─── */
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem;}
.pc{background:rgba(255,255,255,.8);border:1px solid rgba(30,58,95,.11);border-radius:18px;padding:2rem 1.6rem;text-align:center;position:relative;transition:all .25s;overflow:hidden;}
.pc.feat{border-color:var(--gold);background:linear-gradient(160deg,rgba(30,58,95,.11),rgba(74,127,181,.04));}
.pc.feat::before{content:'Empfohlen';position:absolute;top:.85rem;right:.85rem;font-size:.59rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);background:linear-gradient(135deg,var(--gold),var(--gold2));padding:.17rem .5rem;border-radius:20px;}
.pc:hover{transform:translateY(-5px);box-shadow:0 20px 52px rgba(0,0,0,.42);}
.pc-price{font-family:'Playfair Display',serif;font-size:2.83rem;font-weight:900;color:var(--gold);}
.pcf{display:flex;align-items:flex-start;gap:.45rem;font-size:.75rem;padding:.35rem 0;border-bottom:1px solid rgba(30,58,95,.08);color:rgba(15,23,42,.75);}
.pcf:last-child{border-bottom:none;}
.pcf-ic{color:var(--green);flex-shrink:0;font-size:.76rem;margin-top:.1rem;}

/* ─── MARKET TABLE ─── */
.tbl-wrap{background:rgba(248,250,252,.95);border:1px solid var(--line);border-radius:16px;overflow:hidden;}
.mtbl{width:100%;border-collapse:collapse;}
.mtbl thead th{padding:.68rem .88rem;text-align:left;font-size:.63rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--silver);background:rgba(30,58,95,.05);border-bottom:1px solid var(--line);}
.mtbl tbody tr{border-bottom:1px solid rgba(30,58,95,.08);transition:background .12s;}
.mtbl tbody tr:last-child{border-bottom:none;}
.mtbl tbody tr:hover{background:rgba(56,189,248,.05);}
.mtbl td{padding:.82rem 1rem;font-size:.9rem;vertical-align:middle;vertical-align:middle;}
.tn{font-weight:600;font-size:.94rem;}
.tisin{font-family:'JetBrains Mono',monospace;font-size:.6rem;color:var(--silver);display:block;margin-top:.06rem;}
.ty2{font-family:'JetBrains Mono',monospace;font-weight:600;color:var(--gold);}
.tup{color:#4a7fb5;font-weight:700;font-family:'JetBrains Mono',monospace;font-size:.74rem;}
.tdn{color:#ef4444;font-weight:700;font-family:'JetBrains Mono',monospace;font-size:.74rem;}
.rdots{display:flex;gap:3px;align-items:center;}
.rd{width:7px;height:7px;border-radius:2px;}
.rdg{background:#4a7fb5}.rdy{background:var(--gold)}.rdr{background:#ef4444}.rdx{background:rgba(255,255,255,.12);}
.ftabs{display:flex;gap:.45rem;flex-wrap:wrap;margin-bottom:1.25rem;}
.ftab{padding:.35rem .8rem;border-radius:20px;font-size:.72rem;font-weight:600;border:1px solid rgba(15,107,62,.20);color:var(--silver);background:none;cursor:pointer;font-family:'DM Sans',sans-serif;transition:all .17s;}
.ftab:hover{color:var(--gold);border-color:rgba(15,107,62,.38);}
.ftab.on{background:rgba(30,58,95,.11);color:var(--gold);border-color:rgba(15,107,62,.42);}

/* ─── PROCESS STEPS ─── */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;margin-bottom:3rem;}
.steps::before{content:'';position:absolute;top:26px;left:12.5%;right:12.5%;height:1px;background:linear-gradient(90deg,var(--gold),rgba(15,107,62,.16));z-index:0;}
.step{text-align:center;padding:0 .88rem;position:relative;z-index:1;}
.step-n{width:62px;height:62px;border-radius:50%;margin:0 auto 1rem;background:linear-gradient(135deg,var(--gold),var(--gold2));display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.36rem;font-weight:700;color:var(--ink);box-shadow:0 4px 20px rgba(30,58,95,.28);}
.step-t{font-size:.98rem;font-weight:700;margin-bottom:.32rem;}
.step-d{font-size:.86rem;color:var(--silver);line-height:1.6;}

/* ─── FAQ ─── */
.faq-item{background:rgba(255,255,255,.7);border:1px solid rgba(30,58,95,.10);border-radius:14px;margin-bottom:.6rem;overflow:hidden;transition:border-color .17s;}
.faq-item.open{border-color:rgba(30,58,95,.2);background:#fff;}
.faq-q{padding:1.08rem 1.35rem;display:flex;justify-content:space-between;align-items:center;cursor:pointer;gap:1rem;}
.faq-qt{font-size:.96rem;font-weight:600;color:#0f172a;font-size:.96rem;font-weight:600;}
.faq-arr{font-size:.77rem;color:var(--gold);transition:transform .2s;flex-shrink:0;}
.faq-item.open .faq-arr{transform:rotate(180deg);}
.faq-item.open .faq-qt{color:#1e3a5f;}
.faq-a{max-height:0;overflow:hidden;transition:max-height .32s var(--ease);font-size:.9rem;color:#374151;line-height:1.75;padding:0 1.35rem;}
.faq-item.open .faq-a{max-height:600px;padding:.2rem 1.35rem 1.1rem;}
.faq-at{padding:.18rem 1.35rem 1.1rem;font-size:.9rem;color:var(--silver);line-height:1.7;border-top:1px solid rgba(30,58,95,.08);}
.faq-stitle{font-family:'Playfair Display',serif;font-size:.93rem;font-weight:700;color:var(--gold);margin:1.8rem 0 .75rem;padding-bottom:.36rem;border-bottom:1px solid rgba(30,58,95,.13);}

/* ─── EMISSION CARD ─── */
.nem{background:rgba(255,255,255,.72);border:1px solid rgba(30,58,95,.10);border-radius:16px;padding:1.55rem;margin-bottom:.82rem;display:flex;gap:1.25rem;align-items:flex-start;transition:all .22s;cursor:pointer;}
.nem:hover{border-color:rgba(30,58,95,.28);transform:translateX(4px);background:rgba(74,127,181,.04);}
.nem-ico{width:44px;height:44px;border-radius:11px;flex-shrink:0;background:linear-gradient(135deg,rgba(15,107,62,.16),rgba(56,189,248,.05));border:1px solid rgba(15,107,62,.24);display:flex;align-items:center;justify-content:center;font-size:1.36rem;}
.nem-t{font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:700;margin-bottom:.18rem;}
.nem-s{font-size:.84rem;color:var(--silver);margin-bottom:.44rem;}
.nem-right{text-align:right;flex-shrink:0;}
.nem-y{font-family:'JetBrains Mono',monospace;font-size:1.47rem;font-weight:600;color:var(--gold);}
.nem-yl{font-size:.59rem;color:var(--silver);display:block;}
.nem-st{font-size:.62rem;font-weight:700;padding:.17rem .5rem;border-radius:20px;display:inline-block;margin-top:.36rem;}
.open{background:rgba(34,197,94,.14);color:#4ade80;border:1px solid rgba(34,197,94,.22);}
.soon{background:rgba(30,58,95,.13);color:var(--gold2);border:1px solid rgba(15,107,62,.24);}

/* ─── EVENT ─── */
.ev{display:flex;gap:1rem;align-items:center;padding:.85rem 1.08rem;background:rgba(255,255,255,.65);border:1px solid rgba(15,107,62,.10);border-radius:11px;margin-bottom:.46rem;transition:all .15s;}
.ev:hover{border-color:rgba(15,107,62,.24);}
.ev-d{font-family:'JetBrains Mono',monospace;font-size:.66rem;font-weight:500;color:var(--gold);min-width:68px;flex-shrink:0;}
.ev-t{font-size:.92rem;font-weight:600;}
.ev-s{font-size:.82rem;color:var(--silver);}

/* ─── COMPLIANCE ROW ─── */
.cirow{background:rgba(255,255,255,.7);border:1px solid rgba(30,58,95,.10);border-radius:14px;padding:1.32rem 1.52rem;margin-bottom:.62rem;display:flex;gap:1.08rem;align-items:flex-start;transition:all .2s;}
.cirow:hover{border-color:rgba(15,107,62,.28);background:rgba(74,127,181,.04);}
.cin{font-family:'JetBrains Mono',monospace;font-size:.59rem;font-weight:500;color:var(--gold);min-width:24px;padding-top:.1rem;opacity:.65;}
.cit{font-size:.85rem;font-weight:700;margin-bottom:.2rem;}
.cid{font-size:.76rem;color:var(--silver);line-height:1.6;}

/* ─── JOB CARD ─── */
.jcard{background:rgba(255,255,255,.7);border:1px solid rgba(30,58,95,.10);border-radius:14px;padding:1.4rem 1.6rem;margin-bottom:.7rem;display:flex;align-items:center;gap:1.35rem;transition:all .2s;cursor:pointer;}
.jcard:hover{border-color:rgba(30,58,95,.28);background:rgba(74,127,181,.04);transform:translateX(4px);}
.jc-ico{width:43px;height:43px;border-radius:11px;flex-shrink:0;background:linear-gradient(135deg,rgba(15,107,62,.16),rgba(56,189,248,.05));border:1px solid rgba(15,107,62,.24);display:flex;align-items:center;justify-content:center;font-size:1.3rem;}
.jc-t{font-size:.87rem;font-weight:700;margin-bottom:.15rem;}
.jc-s{font-size:.72rem;color:var(--silver);}
.jtag{font-size:.59rem;font-weight:600;padding:.1rem .4rem;border-radius:20px;background:rgba(30,58,95,.10);color:var(--gold2);border:1px solid rgba(15,107,62,.20);display:inline-block;margin:.15rem .1rem;}
.jtag.new2{background:rgba(30,58,95,.10);color:#86efac;border-color:rgba(34,197,94,.2);}

/* ─── CONTACT INFO ROW ─── */
.ir{display:flex;gap:.95rem;align-items:flex-start;padding:1.05rem 1.25rem;background:rgba(255,255,255,.65);border:1px solid rgba(15,107,62,.10);border-radius:13px;margin-bottom:.62rem;transition:all .17s;}
.ir:hover{border-color:rgba(15,107,62,.27);background:rgba(74,127,181,.04);}
.ir-ico{width:38px;height:38px;border-radius:9px;flex-shrink:0;background:rgba(30,58,95,.10);border:1px solid rgba(15,107,62,.22);display:flex;align-items:center;justify-content:center;font-size:.9rem;}
.ir-t{font-size:.96rem;font-weight:700;margin-bottom:.18rem;}
.ir-d{font-size:.88rem;color:var(--silver);line-height:1.56;}
.ir-v{font-family:'JetBrains Mono',monospace;font-size:.94rem;color:var(--gold);font-weight:500;}

/* ─── FORM ─── */
.fg{margin-bottom:1.12rem;}
.fl{font-size:.88rem;font-weight:600;color:#374151;display:block;margin-bottom:.38rem;letter-spacing:.04em;}
.fi-i,.fi-s,.fi-ta{width:100%;background:#f8fafc;border:1.5px solid rgba(15,107,62,.25);border-radius:10px;padding:.78rem 1.05rem;font-size:.96rem;font-family:'DM Sans',sans-serif;color:#0f172a;outline:none;transition:border-color .2s,background .2s;}
.fi-i:focus,.fi-s:focus,.fi-ta:focus{border-color:rgba(30,58,95,.50);background:rgba(56,189,248,.05);}
.fi-i::placeholder,.fi-ta::placeholder{color:#94a3b8;}
.fi-s{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230f6b3e' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;}
.fi-s option{background:var(--ink2);color:var(--white);}
.fi-ta{resize:vertical;min-height:105px;line-height:1.6;}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:1rem;}
.fcheck{display:flex;align-items:flex-start;gap:.55rem;font-size:.74rem;color:#4b5563;line-height:1.55;cursor:pointer;}
.fcheck input{width:15px;height:15px;flex-shrink:0;margin-top:.1rem;accent-color:var(--gold);cursor:pointer;}
.fcheck a{color:var(--gold);text-decoration:underline;}
.sub-btn{width:100%;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--ink);font-weight:700;padding:.92rem 1.5rem;border-radius:12px;font-size:1.2rem;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;box-shadow:0 4px 20px rgba(30,58,95,.28);transition:all .22s;margin-top:.4rem;}
.sub-btn:hover{transform:translateY(-2px);box-shadow:0 8px 30px rgba(30,58,95,.25);}

/* ─── MAP BOX ─── */
.map-box{background:rgba(248,250,252,.95);border:1px solid var(--line);border-radius:16px;overflow:hidden;position:relative;height:290px;display:flex;align-items:center;justify-content:center;margin-bottom:1.2rem;}
.map-box::before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(56,189,248,.05)1px,transparent 1px),linear-gradient(90deg,rgba(56,189,248,.05)1px,transparent 1px);background-size:32px 32px;}
.map-cta{display:inline-block;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--ink);font-weight:700;padding:.52rem 1.1rem;border-radius:9px;font-size:.77rem;text-decoration:none;margin-top:.95rem;transition:all .2s;}
.map-cta:hover{transform:translateY(-2px);}

/* ─── GLOSSAR GRID ─── */
.glossar-grid{display:grid;grid-template-columns:1fr 1fr;gap:.42rem;background:rgba(248,250,252,.95);border:1px solid var(--line);border-radius:16px;padding:1.2rem;}
.gterm{font-size:.72rem;padding:.36rem 0;border-bottom:1px solid rgba(30,58,95,.08);}
.gterm:last-child,.gterm:nth-last-child(2){border-bottom:none;}
.gt{color:var(--gold);font-weight:700;}
.gd{color:var(--silver);}

/* ─── HOME HERO ─── */
.hero{min-height:100vh;display:flex;align-items:center;padding:96px 2rem 0;position:relative;overflow:hidden;
  background:radial-gradient(ellipse 80% 70% at 70% 40%,rgba(30,58,95,.11) 0%,transparent 62%),
             linear-gradient(155deg,var(--ink) 0%,var(--ink2) 55%,var(--ink) 100%);}
.hero::before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(74,127,181,.04)1px,transparent 1px),linear-gradient(90deg,rgba(74,127,181,.04)1px,transparent 1px);background-size:56px 56px;pointer-events:none;}
.hero-bg-img{position:absolute;right:0;top:0;width:65%;height:100%;object-fit:cover;object-position:top center;opacity:.28;mask-image:linear-gradient(to left,rgba(0,0,0,.9) 0%,rgba(0,0,0,.6) 45%,transparent 100%),linear-gradient(to bottom,rgba(0,0,0,.5) 0%,rgba(0,0,0,1) 85%,transparent 100%);-webkit-mask-image:linear-gradient(to left,rgba(0,0,0,.9) 0%,rgba(0,0,0,.6) 45%,transparent 100%);pointer-events:none;z-index:0;mix-blend-mode:luminosity;}
.hero-inner{max-width:1320px;margin:0 auto;position:relative;z-index:1;width:100%;}
.hero-h{font-family:'Playfair Display',serif;font-size:clamp(3.3rem,5.8vw,6.14rem);font-weight:900;line-height:1.05;margin-bottom:1.1rem;max-width:720px;}
.hero-h em{color:var(--gold);}
.hero-p{font-size:1.36rem;color:rgba(15,23,42,.80);line-height:1.76;max-width:520px;margin-bottom:2rem;}
.hero-cats{display:grid;grid-template-columns:repeat(3,1fr);gap:.88rem;margin-top:3.5rem;max-width:820px;}
.hcat{background:rgba(255,255,255,.7);border:1px solid rgba(30,58,95,.10);border-radius:14px;padding:1.28rem 1.38rem;cursor:pointer;transition:all .22s;}
.hcat:hover{border-color:rgba(30,58,95,.28);background:rgba(30,58,95,.06);transform:translateY(-3px);}
.hcat-ico{font-size:1.71rem;margin-bottom:.52rem;}
.hcat-t{font-family:'Playfair Display',serif;font-size:1.2rem;font-weight:700;margin-bottom:.2rem;}
.hcat-y{font-family:'JetBrains Mono',monospace;font-size:.92rem;color:var(--gold);}

/* ─── BANK CARDS ─── */
.bkcard{background:rgba(255,255,255,.82);border:1px solid rgba(96,165,250,.14);border-radius:20px;overflow:hidden;margin-bottom:1.4rem;transition:border-color .22s;}
.bkcard:hover{border-color:rgba(96,165,250,.32);}
.bkcard-head{display:flex;align-items:center;gap:1.2rem;padding:1.4rem 1.8rem;background:rgba(30,58,95,.05);border-bottom:1px solid rgba(96,165,250,.1);flex-wrap:wrap;}
.bkav{width:54px;height:54px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:.85rem;font-weight:900;color:#fff;flex-shrink:0;letter-spacing:.03em;}
.bkcard-meta{flex:1;min-width:0;}
.bkcard-name{font-family:'Playfair Display',serif;font-size:1.27rem;font-weight:700;}
.bkcard-sub{font-size:.74rem;color:var(--silver);margin-top:.12rem;}
.bkcard-rating-block{text-align:center;flex-shrink:0;}
.bkr-pill{display:inline-block;font-family:'JetBrains Mono',monospace;font-size:.8rem;font-weight:700;padding:.28rem .72rem;border-radius:20px;border:1px solid;letter-spacing:.04em;}
.bkr-label{font-size:.6rem;color:var(--silver);display:block;margin-top:.2rem;text-align:center;}
.bkcard-rec{font-size:.67rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:.3rem .75rem;border-radius:20px;white-space:nowrap;flex-shrink:0;}
.rec-buy{background:rgba(34,197,94,.15);color:#4ade80;border:1px solid rgba(34,197,94,.28);}
.rec-neutral{background:rgba(30,58,95,.13);color:var(--gold2);border:1px solid rgba(15,107,62,.28);}
.rec-sell{background:rgba(30,58,95,.08);color:#fca5a5;border:1px solid rgba(239,68,68,.22);}
.bkcard-body{display:grid;grid-template-columns:1.5fr 1fr;gap:0;}
.bkcard-col{padding:1.5rem 1.8rem;}
.bk-kpi-row{display:grid;grid-template-columns:repeat(4,1fr);gap:.6rem;margin-bottom:1.1rem;}
.bk-kpi{background:rgba(5,150,105,.07);border-radius:9px;padding:.62rem .5rem;text-align:center;}
.bk-kv{font-family:'JetBrains Mono',monospace;font-size:.88rem;font-weight:600;color:var(--gold);display:block;margin-bottom:.12rem;}
.bk-kl{font-size:.62rem;color:var(--silver);display:block;line-height:1.3;}
.bkcard-desc{font-size:.82rem;color:#374151;line-height:1.7;}
.bkcard-bonds{padding:1.5rem 1.6rem;background:rgba(5,150,105,.04);border-left:1px solid rgba(96,165,250,.1);}
.bk-bond-title{font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--silver);margin-bottom:.8rem;}
.bk-bond{display:flex;align-items:center;gap:.6rem;padding:.48rem 0;border-bottom:1px solid rgba(30,58,95,.08);flex-wrap:wrap;}
.bk-bond:last-of-type{border-bottom:none;}
.bk-bond-n{font-size:.78rem;font-weight:500;flex:1;min-width:0;}
.bk-bond-y{font-family:'JetBrains Mono',monospace;font-size:.84rem;font-weight:600;color:var(--gold);white-space:nowrap;}
.bk-bond-note{margin-top:.7rem;font-size:.72rem;color:rgba(15,23,42,.5);line-height:1.55;padding:.55rem .7rem;background:rgba(30,58,95,.05);border-radius:8px;}

/* ─── BANK MINI GRID ─── */
.bk-mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem;}
.bk-mini{background:rgba(255,255,255,.82);border:1px solid rgba(30,58,95,.10);border-radius:16px;overflow:hidden;transition:all .22s;}
.bk-mini:hover{border-color:rgba(15,107,62,.30);transform:translateY(-3px);box-shadow:0 12px 40px rgba(0,0,0,.38);}
.bkm-head{display:flex;align-items:center;gap:.8rem;padding:1rem 1.1rem;background:rgba(5,150,105,.04);border-bottom:1px solid rgba(15,107,62,.11);}
.bkm-av{width:40px;height:40px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:.65rem;font-weight:900;color:#fff;flex-shrink:0;letter-spacing:.02em;}
.bkm-n{font-size:.82rem;font-weight:700;line-height:1.25;}
.bkm-s{font-size:.65rem;color:var(--silver);margin-top:.06rem;}
.bkm-rec{font-size:.57rem;font-weight:800;letter-spacing:.07em;padding:.2rem .5rem;border-radius:20px;white-space:nowrap;margin-left:auto;flex-shrink:0;}
.rec-buy2{background:rgba(34,197,94,.14);color:#4ade80;border:1px solid rgba(34,197,94,.22);}
.rec-neutral2{background:rgba(30,58,95,.11);color:var(--gold2);border:1px solid rgba(15,107,62,.24);}
.rec-hold{background:rgba(74,127,181,.10);color:#93c5fd;border:1px solid rgba(96,165,250,.2);}
.bkm-body{padding:.9rem 1.1rem;}
.bkm-kpis{display:flex;gap:.35rem;flex-wrap:wrap;margin-bottom:.58rem;}
.bkm-kpis span{font-size:.67rem;background:rgba(5,150,105,.07);border-radius:6px;padding:.2rem .5rem;color:var(--silver);}
.bkm-kpis b{color:var(--gold2);}
.bkm-d{font-size:.75rem;color:#374151;line-height:1.6;}

@media(max-width:1100px){
    .mnav,.nright{display:none!important;}
  .bk-mini-grid{grid-template-columns:repeat(2,1fr);}
  .bkcard-body{grid-template-columns:1fr;}
  .bkcard-bonds{border-left:none;border-top:1px solid rgba(96,165,250,.1);}
  .bk-kpi-row{grid-template-columns:repeat(2,1fr);}
}
@media(max-width:768px){
  .bk-mini-grid{grid-template-columns:1fr;}
  .bkcard-head{gap:.8rem;}
  .bkav{width:44px;height:44px;}
}

/* ─── ESG ROW ─── */
.esgrow{display:flex;align-items:flex-start;gap:1rem;background:rgba(34,197,94,.04);border:1px solid rgba(30,58,95,.10);border-radius:12px;padding:1rem 1.2rem;}
.esgr-ic{font-size:1.65rem;flex-shrink:0;margin-top:.1rem;}
.esgr-t{font-size:.9rem;font-weight:700;margin-bottom:.25rem;}
.esgr-d{font-size:.78rem;color:#374151;line-height:1.6;}
.tup{font-family:'JetBrains Mono',monospace;font-size:.78rem;color:#fca5a5;}

/* ─── PORTAL DEMO ─── */
.portal{background:rgba(248,250,252,.95);border:1px solid rgba(30,58,95,.12);border-radius:16px;padding:1.45rem;}

/* ─── HOME BOND LIST ─── */
.home-bond-grid{display:flex;flex-direction:column;gap:.65rem;}
.hbond{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;background:rgba(255,255,255,.72);border:1px solid rgba(30,58,95,.10);border-radius:14px;padding:1.2rem 1.6rem;cursor:pointer;transition:all .22s;}
.hbond:hover{border-color:rgba(15,107,62,.34);background:rgba(56,189,248,.05);transform:translateX(5px);}
.hb-left{display:flex;align-items:center;gap:1rem;flex:1;}
.hb-ico{font-size:1.83rem;flex-shrink:0;}
.hb-t{font-family:'Playfair Display',serif;font-size:1rem;font-weight:700;margin-bottom:.18rem;}
.hb-d{font-size:.8rem;color:var(--silver);}
.hb-right{text-align:right;flex-shrink:0;min-width:90px;}
.hb-y{font-family:'JetBrains Mono',monospace;font-size:1.39rem;font-weight:600;color:var(--gold);margin-bottom:.18rem;}
.hb-yl{font-size:.65rem;color:var(--silver);margin-bottom:.3rem;}

/* ─── MARKT SNAPSHOT ─── */
.home-mkt-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:2rem;align-items:start;}
.hmkt-main{background:rgba(248,250,252,.95);border:1px solid var(--line);border-radius:16px;padding:1.6rem;overflow:hidden;}
.hmkt-title{font-size:.8rem;font-weight:700;color:var(--silver);margin-bottom:1.2rem;letter-spacing:.04em;}
.yield-curve-wrap{position:relative;}
.yc-labels{display:flex;flex-direction:column;gap:0;position:absolute;left:0;top:0;bottom:36px;justify-content:space-between;font-family:'JetBrains Mono',monospace;font-size:.62rem;color:rgba(122,140,170,.5);width:32px;}
.yc-chart{margin-left:36px;background:rgba(5,150,105,.04);border-radius:8px;overflow:hidden;border:1px solid rgba(30,58,95,.08);}
.yc-chart svg{width:100%;height:140px;display:block;}
.yc-maturities{display:grid;grid-template-columns:repeat(5,1fr);gap:.4rem;margin-top:.9rem;}
.ycm{text-align:center;background:rgba(30,58,95,.05);border-radius:7px;padding:.5rem .3rem;}
.ycm-t{font-family:'JetBrains Mono',monospace;font-size:.78rem;font-weight:600;color:var(--gold);display:block;margin-bottom:.15rem;}
.ycm-l{font-size:.62rem;color:var(--silver);}
.hmkt-side{display:flex;flex-direction:column;gap:.8rem;}
.hmkt-kpi{background:rgba(255,255,255,.72);border:1px solid rgba(30,58,95,.10);border-radius:13px;padding:1rem 1.25rem;}
.hmkt-kpi-label{font-size:.72rem;color:var(--silver);font-weight:600;letter-spacing:.04em;margin-bottom:.35rem;}
.hmkt-kpi-val{font-family:'Playfair Display',serif;font-size:1.77rem;font-weight:700;color:var(--gold);margin-bottom:.2rem;}
.hmkt-kpi-note{font-size:.68rem;color:var(--silver);}

/* ─── TESTIMONIALS ─── */
.tcard{background:rgba(255,255,255,.72);border:1px solid rgba(30,58,95,.10);border-radius:18px;padding:1.8rem;transition:all .24s;display:flex;flex-direction:column;gap:1rem;}
.tcard:hover{border-color:rgba(15,107,62,.30);transform:translateY(-4px);box-shadow:0 16px 48px rgba(0,0,0,.38);}
.tcard-stars{color:var(--gold);font-size:1rem;letter-spacing:.12em;}
.tcard-q{font-family:'Playfair Display',serif;font-size:.95rem;font-style:normal;line-height:1.68;color:#1e293b;flex:1;}
.tcard-by{display:flex;align-items:center;gap:.78rem;padding-top:1rem;border-top:1px solid rgba(30,58,95,.10);}
.tcard-av{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2));display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:.9rem;font-weight:700;color:var(--ink);flex-shrink:0;}
.tcard-n{font-size:.82rem;font-weight:700;color:#0f172a;}
.tcard-r{font-size:.7rem;color:var(--silver);}

/* ─── NEWS ─── */
.news-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:1.5rem;}
.ncard-col{display:flex;flex-direction:column;gap:1rem;}
.ncard{background:rgba(255,255,255,.72);border:1px solid rgba(30,58,95,.10);border-radius:16px;padding:1.5rem;cursor:pointer;transition:all .22s;display:flex;flex-direction:column;gap:.65rem;}
.ncard:hover{border-color:rgba(30,58,95,.28);transform:translateY(-3px);box-shadow:0 12px 40px rgba(0,0,0,.36);}
.ncard.sm{padding:1.1rem;}
.ncard-tag{font-size:.68rem;font-weight:700;color:var(--gold);letter-spacing:.06em;text-transform:uppercase;}
.ncard-date{font-family:'JetBrains Mono',monospace;font-size:.65rem;color:var(--silver);}
.ncard-t{font-family:'Playfair Display',serif;font-size:1rem;font-weight:700;line-height:1.35;}
.ncard.sm .ncard-t{font-size:.88rem;}
.ncard-d{font-size:.8rem;color:var(--silver);line-height:1.65;}
.ncard.sm .ncard-d{font-size:.74rem;}
.ncard-by{font-size:.71rem;color:var(--gold);font-weight:600;padding-top:.6rem;border-top:1px solid rgba(30,58,95,.10);}

/* ─── TRUST BAR ─── */
.trust-bar{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:0;}
.tb-item{display:flex;flex-direction:column;align-items:center;gap:.35rem;padding:.5rem 1.8rem;text-align:center;}
.tb-ico{font-size:1.53rem;}
.tb-t{font-size:.78rem;font-weight:700;color:var(--white);}
.tb-d{font-size:.66rem;color:var(--silver);}
.tb-div{width:1px;height:44px;background:rgba(15,107,62,.20);align-self:center;}
@media(max-width:1100px){.home-mkt-grid,.news-grid{grid-template-columns:1fr;}.tb-div{display:none;}.trust-bar{gap:.5rem;}}
@media(max-width:768px){.hbond{flex-direction:column;align-items:flex-start;}.hb-right{text-align:left;}}

/* ─── REVEAL ─── */
.rev{opacity:1;transform:translateY(0);}
.rev.vis{opacity:1;transform:translateY(0);}
.d1{transition-delay:.07s}.d2{transition-delay:.14s}.d3{transition-delay:.21s}.d4{transition-delay:.28s}

/* ─── SUCCESS MSG ─── */
.success-msg{display:none;text-align:center;padding:2.5rem 1.5rem;}
.sm-ico{font-size:3.3rem;margin-bottom:1rem;}
.sm-t{font-family:'Playfair Display',serif;font-size:1.59rem;font-weight:700;color:var(--green);margin-bottom:.6rem;}
.sm-d{font-size:.82rem;color:var(--silver);line-height:1.7;}

/* ─── FORM CONTAINER ─── */
.form-card{background:rgba(255,255,255,.85);border:1px solid rgba(15,107,62,.20);border-radius:20px;padding:2.35rem;position:relative;overflow:hidden;}
.form-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold2));}

/* ─── FOOTER ─── */
footer{background:#0a1628;border-top:1px solid var(--line);padding:3rem 2rem 2rem;position:relative;z-index:1;}
.ft-grid{max-width:1320px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:2.5rem;}
.ft-brand{font-family:'Playfair Display',serif;font-size:1.47rem;font-weight:700;color:#ffffff;margin-bottom:.52rem;}
.ft-desc{font-size:.9rem;color:rgba(255,255,255,.72);line-height:1.7;margin-bottom:1rem;max-width:270px;}
.ft-ct{font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.70);margin-bottom:.78rem;}
.ft-l{display:block;font-size:.9rem;color:rgba(255,255,255,.75);margin-bottom:.36rem;cursor:pointer;transition:color .14s;}
.ft-l:hover{color:#ffffff;}
.ft-bottom{max-width:1320px;margin:0 auto;padding-top:1.5rem;border-top:1px solid rgba(30,58,95,.08);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;}
.ft-copy{font-size:.8rem;color:rgba(255,255,255,.55);}

/* ─── RESPONSIVE ─── */

.mob-section{border-bottom:1px solid rgba(255,255,255,.08);padding:.15rem 0;}
.mob-caret{font-size:.7rem;opacity:.6;transition:transform .2s;}
.mob-sublink{display:block;width:100%;text-align:left;background:none;border:none;
  color:rgba(248,250,252,.75);font-size:.95rem;padding:.6rem .4rem;cursor:pointer;}
.mob-cta-wrap{padding:1.5rem 0 .5rem;}

/* ════ RESPONSIVE GRID ════ */
@media(max-width:1100px){
  .g3,.price-grid,.hero-cats{grid-template-columns:repeat(2,1fr);}
  .g4,.steps{grid-template-columns:repeat(2,1fr);}
  .ss4{grid-template-columns:repeat(2,1fr);}
  .g2b{grid-template-columns:1fr;gap:2rem;}
  .ft-grid{grid-template-columns:1fr 1fr;}
  .mnav{display:none;}
      .ctab{display:none;}
}
@media(max-width:768px){
  /* Genel */
  *{box-sizing:border-box;}
  body{overflow-x:hidden;}
  .wrap{padding:0 1rem;}
  
  /* Grid */
  .g2,.g3,.g4,.price-grid,.steps,.hero-cats{grid-template-columns:1fr;}
  .frow{grid-template-columns:1fr;}
  .nem{flex-direction:column;}
  .glossar-grid{grid-template-columns:1fr;}
  .ss4{grid-template-columns:repeat(2,1fr);}
  
  /* Hero */
  .hero{padding:80px 1rem 2.5rem;}
  .hero-h{font-size:clamp(1.9rem,7vw,2.6rem);}
  .hero-p{font-size:.92rem;}
  .hero-cats{grid-template-columns:1fr;gap:.75rem;margin-top:1.8rem;}
  
  /* Header */
  .nav{padding:0 1rem;}
  header{height:64px;}
  .pg{padding-top:80px;}
  
  /* Sections */
  .sec{padding:3rem 0;}
  .sh{padding:3.5rem 1rem 2.5rem;}
  .shi{padding:0;}
  .stitle{font-size:clamp(1.6rem,5vw,2.2rem);}
  
  /* Cards */
  .card{padding:1.2rem;}
  .pc{padding:1.4rem;}
  
  /* Footer */
  .ft-grid{grid-template-columns:1fr;gap:1.8rem;}
  .ft-bottom{padding-top:1rem;border-top:1px solid rgba(30,58,95,.08);display:flex;flex-direction:column;align-items:flex-start;gap:.8rem;}
  .ft-bottom>div:last-child{align-self:flex-end;}
  
  /* Bond cards */
  .hbond{flex-direction:column;align-items:flex-start;gap:.6rem;}
  .hb-right{text-align:left;display:flex;gap:1rem;align-items:center;}
  
  /* Stats */
  .ss4{grid-template-columns:1fr 1fr;}
  .sn{font-size:1.6rem;}
  
  /* Trust bar */
  .trust-bar{flex-wrap:wrap;gap:.5rem;justify-content:center;}
  .tb-div{display:none;}
  
  /* Kontakt form */
  .form-card{padding:1.4rem 1rem;}
  
  /* Drop - mobilde kapatılsın */

  /* Tables overflow */
  .bond-table-wrap,.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;}
  table{min-width:500px;}

  /* WKN kartlar */
  .wkn-grid,[style*="grid-template-columns:repeat(auto-fit"]{
    grid-template-columns:1fr!important;
  }

  /* Overflow kayma önleme */
  html,body{max-width:100%;overflow-x:hidden;}
  img,video,iframe,svg{max-width:100%;height:auto;}
  
  /* Tüm inline grid'ler tek sütun */
  [style*="grid-template-columns:repeat(4"],[style*="grid-template-columns:repeat(3"],[style*="grid-template-columns:1fr 1fr 1fr"]{grid-template-columns:1fr!important;}
  [style*="grid-template-columns:1fr 1fr"]{grid-template-columns:1fr!important;}
  
  /* Flex kaymaları - sadece belirli elementler */
  .g2b,[class*="hero"],[class*="hbond"]{flex-wrap:wrap;}
  
  /* Büyük padding/margin küçült */
  .sec{padding:2.5rem 0!important;}
  .sh{padding:3rem 1rem 2rem!important;}
  
  /* Yazı boyutları */
  .sh-h1{font-size:clamp(1.5rem,6vw,2.2rem)!important;}
  .stitle{font-size:clamp(1.4rem,5vw,2rem)!important;}
  
  /* Stat grid 2x2 */
  [style*="grid-template-columns:repeat(4,1fr)"]{grid-template-columns:1fr 1fr!important;}
  
  /* Infografik dark box */
  [style*="display:grid;grid-template-columns:repeat(auto-fit,minmax(160px"]{grid-template-columns:1fr 1fr!important;}
  
  /* Modal tam ekran */
  #beratung-modal>div:last-child{max-width:100%!important;margin:.5rem!important;border-radius:16px!important;}
  
  /* g2b tek sütun */
  .g2b{grid-template-columns:1fr!important;}
  
  /* Tablo yatay scroll */
  table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch;}

}
@media(max-width:400px){
  .ss4{grid-template-columns:1fr!important;}
  .sh-h1{font-size:1.4rem!important;}
  .hero-h{font-size:1.7rem!important;}
  .nav{height:56px;}
  .ft-bottom>div:last-child{align-self:flex-start;}
  [style*="grid-template-columns:1fr 1fr"]{grid-template-columns:1fr!important;}
}

.sh-light .sh-h1{color:#0f172a !important;}
.sh-light .sh-h1 em{color:#1e3a5f !important;}
.sh-light .sh-p{color:#374151 !important;}
.sh-light .eyebrow{color:#1e3a5f !important;}
.sh-light .bc{color:#64748b !important;}
.sh-light .bc span{color:rgba(15,23,42,.3) !important;}
.sh-light .bc a{color:#64748b !important;}

select option{color:#0f172a;background:#fff;}
select{color:#0f172a;}

/* ════ MOBİL NAV ════ */
.mob-burger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:44px;height:44px;background:#4a7fb5;border:none;border-radius:10px;cursor:pointer;padding:8px;flex-shrink:0;}
.mob-burger span{display:block;width:20px;height:2.5px;background:#fff;border-radius:3px;transition:all .25s;}
.mob-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.55);z-index:99998;}
.mob-overlay.open{display:block;}
.mob-nav{position:fixed;top:0;right:-320px;width:300px;height:100vh;background:#0d1e35;z-index:99999;transition:right .28s ease;overflow-y:auto;display:flex!important;flex-direction:column;box-shadow:-4px 0 30px rgba(0,0,0,.5);}
.mob-nav.open{right:0!important;}
.mob-nav-head{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.2rem;border-bottom:1px solid rgba(255,255,255,.1);}
.mob-nav-head span{font-weight:700;color:#fff;font-size:1rem;}
.mob-nav-head button{background:none;border:none;color:#fff;font-size:1.3rem;cursor:pointer;line-height:1;}
.mob-nav-body{flex:1;padding:.5rem 0;}
.mob-nav-footer{padding:1rem 1.2rem;border-top:1px solid rgba(255,255,255,.1);}
.mob-link{display:block;padding:.75rem 1.2rem;color:rgba(255,255,255,.85);font-size:.95rem;font-weight:500;cursor:pointer;border:none;background:none;width:100%;text-align:left;}
.mob-link:hover{background:rgba(255,255,255,.06);color:#fff;}
.mob-group-btn{width:100%;display:flex;justify-content:space-between;align-items:center;padding:.75rem 1.2rem;background:none;border:none;color:rgba(255,255,255,.85);font-size:.95rem;font-weight:500;cursor:pointer;text-align:left;}
.mob-group-btn:hover{background:rgba(255,255,255,.06);color:#fff;}
.mob-group-btn span{font-size:.7rem;transition:transform .2s;}
.mob-group-btn.open span{transform:rotate(180deg);}
.mob-group-items{display:none;background:rgba(0,0,0,.2);}
.mob-group-items.open{display:block;}
.mob-group-items a{display:block;padding:.6rem 1.2rem .6rem 2.2rem;color:rgba(255,255,255,.6);font-size:.87rem;cursor:pointer;}
.mob-group-items a:hover{color:#fff;background:rgba(255,255,255,.05);}
@media(max-width:1100px){
  .mob-burger{display:flex!important;}
  .mnav{display:none!important;}
  .nright{display:none!important;}
  .nav{justify-content:space-between;}
  nav.mnav+.mob-burger{display:flex!important;}
}